Knowledge Base

Frequently Asked Questions

Answers to the questions we hear most from homeowners. Don’t see yours? Give us a call.

Does getting asphalt shingle repairs mean my roof is nearing the end of its life?

No, in most cases getting asphalt shingle repairs doesn't mean that your roof is nearing the end of its life. Most shingle repair jobs will last for the full life of your roof. However, if your roof needs many repairs, it could be a sign that it's nearing the end of its life.

Will my homeowners insurance cover roof repairs?

Depending on your policy, your homeowners insurance company may cover some or all of your roof repair costs. This typically depends on how your roof was damaged. If a hurricane or tropical storm tore shingles from your roof, your roof repairs may be covered. But most homeowners insurance policies don't cover wear and tear.

Does insurance cover my roof replacement?

Coverage depends on your policy and cause of damage. Our adjuster reviews your claim and can work directly with your insurer.

Can a metal roof improve my home's value?

Absolutely. Metal roofs can boost curb appeal, energy efficiency, and market value.

Do metal roofs attract more heat?

No, metal roofs do not attract any more heat than other roofing materials so they will not increase your energy bill. On the contrary, they're better at reflecting UV rays than most shingle roofs. In this way, they can actually save you money.

Why are shingles so popular?

Shingles are generally popular because of their durability and affordability. Architectural shingles, especially, are popular in Florida as a low-cost option for roof replacements.

When is the best time to repair my roof?

The best time to repair your roof is always ASAP. Even minor damage can quickly grow out of control, so it's important to act quickly if you think that your roof needs repairs.

What colors do shingle roofs come in?

Shingle roofs come in many colors, so you will definitely find something that suits your preferences. Earth tones are traditional colors for shingles, but light-colored shingles can help keep your roof cool in the hot summer months.

What is the best type of tile roof?

Clay tiles last the longest, but there is no "best" type of tile roof. To find the type of tile roof that meets your unique needs, you should discuss your options with one of our staff.

What kind of warranty do you offer?

We provide workmanship warranties up to 10 years and material warranties as specified by the manufacturer.

What should I look for in a roofing estimate?

Generally, you shouldn't trust roofers who only give you a final number for your roofing estimate. They could be hiding how much they're charging for certain things, or worse, leaving out essential parts of the job from your estimate. Instead, a good estimate should include the costs of materials, labor, and permitting fees, as well as warranty information and a timeline for the job.

What roofing materials do you offer?

Our most popular roofing materials include: Asphalt and composite shingles, Clay and concrete roofing tiles, Metal roofing (5V and standing seam), Flat roofing options (TPO, EDPM, modified bitumen, etc.)

What maintenance does a shingle roof in Florida need?

In Florida, maintenance is an especially important part of keeping your shingle roof healthy. Routine maintenance includes cleaning gutters, cleaning off any algae or mold that starts to develop, and replacing any shingles that are damaged or removed by the elements.

What roofing materials do you use?

Which roofing materials your roofers use will vary from company to company. We pride ourselves on having mastered a wide variety of roofing materials. This includes shingles, tiles, and metal roofing, as well as flat roofing options like TPO and EPDM.

What does 5V roofing look like?

Some have described the style of 5V roofing as rugged or industrial. However, some homeowners like having a more unique roof and think it provides a fun juxtaposition with the rest of their property.

I'm not sure what roofing services I need. Can you help?

Not a problem! If you've noticed that something isn't quite right with your roof, maybe a leak or signs of pests, but you aren't sure what the problem is, call one of our experts. We've seen it all, so we'll be able to quickly diagnose what's wrong with your roof and walk you through your options for a long-term solution.

What factors affect roof repair costs?

There are a lot of considerations that go into a roof repair cost estimate. These include the size of your roof, the material, the extent and cause of the damage, labor costs, permit fees, and how easy it is to access your roof.

When should I replace my flat roof?

There are many signs it's time to replace your flat roof. Cracks or blistering are a big one, as are leaks, ponding water, and any visible signs of wear and tear.

What are hurricane straps?

Hurricane straps are metal strips that secure your roof to the rest of your home's structure, acting like seatbelts for your roof during strong winds. Made from durable galvanized steel, they help keep your roof in place during severe storms, reducing the risk of it being torn off.

Should I take a HELOC or get roof financing?

Whether you should take a HELOC or get roof financing depends on your unique financial situation. Home equity loans usually have lower interest rates, but they're not available to everyone, and you risk losing your home if you default. Roof financing, on the other hand, is faster to acquire, so it's ideal for situations where you need immediate roofing services.

Should I do my own roof repairs?

Even if you have the skills for the job, we don't recommend doing your own roof repairs. In addition to risking doing further damage, your warranty and homeowners insurance policy probably don't allow for you to work on your own roof. So if you do your own repairs and then later a hurricane damages your roof, you could find yourself without coverage. This actually makes DIY repairs more expensive in many cases!

Is it cheaper to pay for a roof replacement upfront?

If you can, it's cheaper to pay for a roof replacement yourself. That's because when you pay upfront, you don't have to worry about additional fees or interest. However, this isn't an option for all homeowners. And financing a roof replacement can be much cheaper than keeping a damaged roof on your home, especially during hurricane season!

How much do I need for a down payment?

Down payments vary widely depending on your payment plan. Some financing plans might require 20% of the total costs upfront, while others might offer 100% financing with no upfront costs.

How much does it cost to fix a small roof leak?

Small roof leaks can usually be fixed for under $1,000. However, it's important to have a professional come look at the issue just to be sure it's minor. What seems like a minor leak inside the home can sometimes be a sign of larger water damage that you're not seeing.

How much does it cost to install hurricane straps?

The cost to install hurricane straps typically ranges between $1,000 to $1,500, depending on the size of your roof and local labor rates. However, programs like My Safe Florida Home can help offset these costs by covering up to two-thirds of the installation price.

How much does flat roof installation cost?

Flat roof installation costs vary depending on your material, size of your roof, and unique roofing features like chimneys or skylights. That said, flat roof replacements cost between $5 and $15 on average.

What is the average roof cost in Florida?

The truth is that nobody knows how much the "average" roof costs in Florida, because there's no such thing as an average roof. Every roof is unique, and the cost to fix or replace it will be just as individual as your structure is.

How much does a flat roof replacement cost?

Flat roof replacement costs vary based on the local market, unique roofing features, and size of the roof, to name a few factors. That said, a new flat roof can cost anywhere from $8,000 to $20,000 or more.

How much do asphalt shingle repairs cost?

In most cases, repairing asphalt shingles is very affordable. General asphalt shingle repair costs range from $500 to $1,800 or more for most repairs, but the number could be higher for bigger jobs.

How long does a metal roof installation take?

Most single-family metal roofs finish in 3–5 days, weather permitting.

How long does it take to replace a shingle roof?

A typical 2,000 sq ft home requires 1-2 days, weather-permitting. Complex roofs may take longer.

How long does a roof replacement take in Pinellas County?

How long your roofing services take will always depend on the unique factors of your roof. But in general, replacing a roof in Pinellas County shouldn't take more than one to three days if the weather cooperates.

How long does most residential installs take?

Most residential installs wrap up in 1–3 days, depending on material and roof complexity.

How long do tile roofs last in Florida?

Tile roofs are great at withstanding Florida's harsh weather patterns. Concrete tile roofs last for roughly 50 years, while clay tile roofs can stay healthy for a century or more!

How long do shingle roofs last in Florida?

How long your shingle roof lasts in Florida depends on the type of shingle you choose. Architectural shingles last for up to 25 years, luxury shingles up to 40 years, and composite shingles can keep functioning for up to 50 years.

How long do roof repairs take?

Minor roof repairs can be resolved within just a few hours. Larger-scale repairs can take anywhere from one to three days of work, and even longer if the weather doesn't cooperate.

How long do flat roofs last?

Proper flat roof installation is essential in making sure your roof lasts as long as possible. When properly installed, most flat roofs will last between 15 and 30 years, depending on the material and how well it's maintained.

How long does a flat roof last in Florida?

How long a flat roof lasts in Florida depends on the roofing material used. But on average, a low-slope roof in Florida will last roughly 25 years.

How long do roof financing terms last?

Specific financing terms often come down to a case-by-case basis. That said, roof financing tends to last anywhere from 12 months to 10 years, depending on the amount of money loaned and your specific financing choices.

What are typical loan terms for roof replacement?

Loan terms for roof replacement typically range from 1 to 15 years, depending on the type of financing and the lender's terms. Paying your loan off more slowly will mean spending more in the long term but with a lower monthly payment.

How do I apply a patch kit to my roof?

You can apply a patch kit over a damaged section of your roof by: 1) Clean the roof surface, 2) Apply roofing cement, 3) Insert the patch, 4) Seal with roofing cement, 5) Press and secure, 6) Allow time to set.

How can I verify a roofer's license and insurance?

You can check a roofer's license status with the Florida Department of Business and Professional Regulation (DBPR). To verify their insurance, ask the roofer for a copy of their insurance certificates and verify them with the insurance provider.

How can I tell if I have hurricane straps?

A professional roofing inspection can determine whether your home has hurricane straps installed. We offer free estimates and inspections to help you assess your home's readiness for hurricane season.

How do I find a good flat roofer near me?

Look for local contractors who have experience with flat roof installations in Florida. The Sunshine State has many unique roofing concerns, so it pays to choose roofers who know the area and how best to prepare your roof for the local climate.

How do I get an estimate?

For a detailed, accurate roofing estimate, all you have to do is give us a call and tell us you'd like an estimate! Or, if you'd prefer, you can fill out our contact form and let our friendly customer service professionals get back to you. Once your estimate has been scheduled, one of our roofing pros will inspect your roof and prepare an estimate.

Will a metal roof attract lightning?

Tampa Bay is famous for its thunderstorms. But the good news is that they won't pose any additional danger to you once you get a metal roof. Metal roofs attracting lightning is an old myth, and in fact they're so noncombustible that lightning striking your metal roof wouldn't even start a fire.

Do you handle permitting?

Yes. We handle all permit applications on your behalf.

Are hurricane straps required by code?

Florida building codes often require them; we'll advise based on your location and structure.

Are hurricane straps required?

While not always legally required, especially for older homes, hurricane straps are a wise investment for any Florida homeowner. They significantly increase your roof's resistance to high winds and can be essential during hurricane season.

Do I need good credit for roof financing?

Good credit is always helpful in getting the lowest possible rate for your roof financing. But almost all roofers work with people who don't have perfect credit, and this shouldn't stop you from getting a good rate on your new roof.

Are permitting fees extra?

Yes. Permitting fees vary by county but are included in our all-in pricing.

Do flat roofs require more maintenance?

Flat roofs usually require more inspections and repairs than sloped roofs. That's because they're vulnerable to puncture damage and leaks, especially if there's an issue with installation and the roof doesn't drain properly.

Do flat roofs in Florida require maintenance?

Yes, and flat roof maintenance is essential for Floridians. Flat roofs in Florida are more prone to damage from UV rays, heavy rainfall, and high humidity, so it's important to keep your roof in top shape.

Do flat roofs have good insulation?

Generally, most flat roofs don't automatically come with great insulation. But when discussing what type of flat roof you want, you can request additional insulation that will be added during the roof replacement process to help keep your structure energy efficient.

Can metal roofs rust?

Nearly any metal roof can rust. However, galvanized steel is coated in a rust-resistant alloy to prevent exactly this issue. If you live within a mile of the coast, you may need to use aluminum instead to prevent rust due to the saltwater air.

Do crimped metal roofs need maintenance?

Like most roofs, crimped metal roofing does need some maintenance. This maintenance is mostly centered around keeping the fasteners water-tight and protected against the elements.

Do tile roofs need a lot of maintenance?

Tile roofs actually require very little maintenance. The most common issue they encounter is cracking shingles from storm debris, but this is both a quick and affordable repair.

Can I walk on a tile roof?

Technically, you can walk on a tile roof. But we would not recommend that you do. While tiles can support a lot of weight, they're brittle and can easily crack or shatter while people walk on them, which is bad for your roof and very dangerous for whoever is walking on it.

Can I stay in my home during installation?

Yes. We install quietly and safely. You may notice noise but can remain inside.

Can I finance a metal roof?

No, and in fact there are plenty of metal roofing companies that take payments. Roof financing is available for all roofing materials, including flat roofs, so don't let your immediate budget decide the quality or type of your new roof.

Should I DIY my shingle roof replacement?

DIY shingle roof replacement can seem like a good way to save money. But the truth is that roofing systems are just too complex to be handled by anyone other than professionals. And since a poor shingle roof installation could lead to major issues with permitting and your homeowner's insurance, we strongly encourage leaving roof replacements to trustworthy local roofers.

Can I install a metal roof over shingles?

Placing a new roof on top of an old one is called reroofing, and it's a common practice with metal roofing. If you'd rather install your new metal roof on top of your old shingles, let our representative know during your initial phone call or meeting.

Can I finance a roof with bad credit?

Yes, in almost all cases, you will be able to finance a roof replacement even with bad credit. However, you may not qualify for the best rates. One option to get good rates with bad credit is to have a co-signer with a higher credit score.

Can I put my roof on a credit card?

Yes, it is possible to put your roof replacement on your credit card. However, this is possibly the most expensive option for roof replacement financing. With APRs much higher than conventional loan rates, putting your roof on a credit card could cost you a lot of money in the long run.

Can I do minor roof repairs myself?

Technically speaking, there may be some minor roof repairs that a handy layperson can handle. But even in these cases, we don't recommend DIY roof repairs. It may seem like an easy way to save money, but you could easily violate your roof's warranty and end up spending more in the long run.

Can hurricane straps lower my insurance premiums?

Yes, many insurance companies see hurricane straps as a way to reduce the risk of storm damage, which can lower your premiums. It's best to check with your insurance provider for specific discounts.

Are tile roofs expensive?

There's no denying that tile roofs require a substantial up-front investment. But if this investment is something you can afford, it really pays off in longevity and protection for decades to come.

Are there programs to help with roof replacement costs?

Yes, there are many programs that help with roof replacement costs for veterans and seniors. However, since these are often private programs, they often depend largely on where you live and your unique circumstances.

Are there grants for roof replacement in my County?

Grants can be a great way to cut costs. The My Safe Florida Home program is a great way to save money on select roofing services, but you should note that this program does not cover roof replacements.

Are your crews licensed and insured?

Yes, all of our crews are made up of experienced roofers who are licensed and insured to work on your roof. What's more, we don't use inexperienced subcontractors to cut costs.

Are metal roofs good for Florida?

Yes, metal roofs are highly suitable for Florida's climate due to their durability and resistance to high winds, rain, and sun exposure. Rust can present a problem, especially in coastal Florida, but modern metal roofing technology greatly reduces the risk of premature rusting.

Are metal roofs noisy in the rain?

Metal roofs can be a little noisier in the rain. However, the difference is minimal, and with proper insulation, your roof shouldn't be much louder than a shingle roof in the rain.

Can metal roofs withstand hurricanes?

No roof in the world is immune to hurricanes. However, metal roofs do hold up well against the worst that hurricanes have to offer. So while we can't guarantee that any roof could withstand a direct Category 5 hurricane, we can tell you that when it comes to holding out against hurricanes, very few materials perform as well as metal roofing.

Can I add hurricane straps to an existing home?

They can be added to existing homes as a valuable upgrade. Retrofitting an older home with hurricane straps can provide added peace of mind during hurricane season.

Can flat roofs be energy efficient?

Depending on the type of flat roof, you can add reflective caps to help increase energy efficiency. If you're interested in energy-efficient flat roofing options, be sure to mention this to your roofer when you consult with them for an estimate.

Do exposed fasteners leak?

Although the fasteners are exposed, modern washers and sealing techniques are designed to prevent leaks. However, over time, the fasteners and washers may wear down and require periodic replacement to maintain water-tightness.

Still have questions?

We’re happy to help. Reach out any time.

Call (555) 867-5309